DANA, QRIS and local access rules
Our Terms & Conditions apply when you create, use or close an account, and they explain how we treat identity details, login credentials, wallet instructions and account activity. Access depends on local law, so you must check that use is permitted where you are located. Payment
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references may include DANA, OVO, GoPay, QRIS, bank transfer or virtual account, but a payment label does not change your duties under these terms. We may ask you to confirm account information before account access or a withdrawal request is completed. You are responsible for keeping
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your phone, password and verification details private. If wording changes, we publish the revised policy on the relevant page and show its effective date. By continuing after that date, you accept the updated Terms & Conditions where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.